Investors Blog

SECURE Act 2.0: What it Means for Americans’ Retirement Saving

Here are some of the changes coming to retirement plans due to the SECURE Act 2.0. By John Bowens, Director, Head of Education and Investor Success, Equity Trust Company President Biden signed the 2023 Consolidated Appropriations Act, an Omnibus Bill, on December 29, 2022. Included in this bill is the SECURE 2.0 Act (SECURE Act 2.0), a set of provisions related to...

The U.S. Cities that are Drowning in Debt

By Brad Beckett Statista says 50 out of the 75 largest cities in the U.S. are currently running a deficit and, in some cases, a pretty hefty one. Today's chart illustrates those cities with the highest municipal debts per taxpayer. Indeed....Stay safe and have a Happy Friday!! "...despite being obligated to pay employees' pension and retiree health care benefits...

Designing Your Toledo Rental Home To Appeal to Tenants

Image via Pexels As an investment property owner in Toledo, OH, you want to ensure your home is appealing to renters. The goal is to find quality tenants who will take care of your property and pay their rent on time. To do this, you must ensure your home is up to par regarding repairs, features, amenities, and...

Are More Fed Rate Hikes Ahead this Year?

As expected, the Fed hiked its benchmark Fed Funds Rate by 25 basis points at its meeting last Wednesday. The Fed has now hiked the Fed Funds Rate eight (8) times since last March, bringing it to a range of 4.5% to 4.75%. The Fed Funds Rate is the interest rate for overnight borrowing for banks and it is not the same...

2023 Top Negotiating Skills

I was talking to an old friend who is now an aspiring entrepreneur. He made a striking comment that he finally had the "un-glamorous revelation". Meaning that he finally realized that all the best lifestyles are NOT from people with good high paying jobs, they are from people who own their own business....... And the business they own doesn't have to be glamorous....