Jason K. Powers says homeowners and investors alike are looking for more control in 2025. Traditional mortgage options remain costly, with interest rates on new loans still hovering near multi-decade highs. At the same time, homeowners in the U.S. now hold a record amount of tappable equity, on average more than $212,000, according to ICE Mortgage Technology. Yet only a small percentage of that equity is being used. Click here to read more.